Back to Countries
🇵🇦

Panama

Central America • Central America

Overview

Panama's Friendly Nations Visa offers one of the easiest paths to residency for US citizens. Uses US dollar, has territorial taxation, and offers various pension programs. Panama City is modern but expensive; interior regions offer lower costs.

Visa Options

Friendly Nations Visa

Fast-track residency for US citizens with economic ties to Panama.

PASSIVE INCOME
~4 weeks processing
Path to citizenship

Pensionado Visa

For retirees with pension of at least $1,000/month. Includes significant discounts.

RETIREMENT
Min. $1,000/mo
~4 weeks processing
Path to citizenship

Highlights

  • ✓Friendly Nations Visa - easy residency for US citizens
  • ✓Uses US Dollar - no currency risk
  • ✓Territorial taxation - foreign income untaxed
  • ✓Pensionado discounts for retirees
  • ✓Modern infrastructure in Panama City

Considerations

  • !Panama City cost of living relatively high
  • !Hot and humid climate
  • !Income inequality visible
  • !Healthcare quality varies

Quick Stats

Affordability55/100
Healthcare Quality68/100
Safety60/100
English Spoken50/100
Data updated 1/26/2026