Oman
Western Asia • Asia
Overview
Oman is the most affordable country in the GCC: Numbeo's 2025 World Cost of Living Index puts it at roughly 39.8 (NYC=100), the cheapest in the Gulf (Numbeo). In Muscat, where most expats settle, a one-bedroom apartment in the city centre averages about $656/month and roughly $445 outside the centre, with basic utilities near $152 and 60 Mbps broadband about $70 (Numbeo, last updated 3 June 2026). The Omani rial is pegged and strong (1 OMR ≈ $2.60), which keeps imported goods and rents predictable. A single expat can generally live comfortably in Muscat on roughly OMR 800–1,200 per month (medium-confidence estimate from expat guides). On safety, Oman is one of the most peaceful countries in its region for everyday crime — 37th of 163 on the 2024 Global Peace Index (score 1.761), the third most peaceful in MENA — with very low rates of violent and street crime. However, this must be weighed against the current U.S. State Department advisory, which rates Oman Level 3 'Reconsider Travel' (advisory dated 9 April 2026) due to terrorism risk and the threat of drone and missile attacks following hostilities between the U.S. and Iran that began 28 February 2026; the Yemen border area is Level 4 'Do Not Travel.' This is a significant discrepancy: Oman's day-to-day security record is excellent, but the geopolitical advisory is currently elevated for reasons external to Oman itself. Healthcare is concentrated in Muscat, which holds the country's tertiary hospitals and specialist clinics; the public system delivers the large majority of hospital beds and inpatient care, and Oman sits in the upper-middle global tier for health (around 55th of 167 on the Legatum Prosperity Index health pillar). Mandatory health insurance ('Dhamani') is being rolled out for private-sector and expatriate workers, with basic annual cover capped at OMR 4,500 and premiums typically employer-paid. For residency, Oman relaunched its Golden Visa on 31 August 2025, offering 10-year (≥500,000 OMR / ~$1.3M) and 5-year (≥250,000 OMR / ~$650K) investor tracks plus a retiree track for those aged 55–75 with ~2,000 OMR (~$5,200) of monthly foreign income; none lead to citizenship. English is widely used in business and service sectors, though formal proficiency is rated 'very low' by EF EPI 2025 (score 407, rank #112), and Arabic remains the official language.
Visa Options
Employment Visa
Employer-sponsored residence visa for foreign workers with a confirmed job offer from a licensed Omani employer.
Family Joining Visa
Residence visa for spouses and children of foreign residents working or investing in Oman, subject to sponsor income requirements.
Oman Golden Visa — Tier 2 (Investor, 5-Year)
Renewable 5-year residency for investments of at least 250,000 OMR (~$650K USD) in company equity, government bonds, or qualifying property. Removes the need for a local sponsor and allows family reunification (spouse, children under 25, dependent parents).
Oman Retirement Residency (Golden Visa retiree track)
Residency track for retirees aged 55–75 who can show a pension or fixed income of at least 2,000 OMR (~$5,200 USD) per month sourced from outside Oman. Introduced as part of the 2025 long-term residency reforms; no local sponsor required.
Oman Tourist eVisa (short stay)
US citizens can apply online for a short-stay tourist visa (commonly 10-day or 30-day options) through the Royal Oman Police eVisa portal. Suitable for visits and relocation scouting only; it is not a residency pathway.
Property Owner Residence Permit
1-2 year renewable residence permit for foreign property owners in Oman. Minimum property value of OMR 50,000 (~$130,000 USD). Does NOT allow employment. Can sponsor immediate family members.
Highlights
- ✓Most affordable GCC country: Numbeo Cost of Living Index ~39.8 (2025), cheapest in the Gulf
- ✓Muscat one-bed city-centre rent ~$656/mo, ~$445 outside the centre (Numbeo, Jun 2026)
- ✓Among the safest in MENA for crime: 37th of 163 on the 2024 Global Peace Index (score 1.761)
- ✓Relaunched Golden Visa (31 Aug 2025): 10-year and 5-year investor residency plus a retiree track
- ✓English is the default language in service and business sectors; ~40–45% of residents are expats
Considerations
- !U.S. State Dept Level 3 'Reconsider Travel' (9 Apr 2026): terrorism risk and Iran drone/missile threat after 28 Feb 2026 hostilities; the Yemen border area is Level 4 'Do Not Travel'
- !Discrepancy to verify: very low everyday/street crime vs. an elevated geopolitical travel advisory — confirm the current security situation before relocating
- !No path to citizenship — Oman does not grant naturalization through investment or residency visas
- !Golden Visa thresholds are high (≥$650K investment) and the retiree track requires ~$5,200/month of foreign income
- !Formal English proficiency is rated 'very low' (EF EPI 2025, rank #112); Arabic is the official language
- !The cost-of-living health-insurance figure is a low-confidence estimate: employed expats are typically covered by employer-paid Dhamani, while self-funded residents need private international cover